HIVE

Curated Stablecoin Layer
The Future of Yield-Bearing Stablecoins
1

Market Opportunity

$233B
Stablecoin Market Cap
(May 2025)
13x
Yield-bearing stablecoin
growth since 2023
1,900+
Stablecoin pools across
465 protocols
100+
Blockchain networks
with stablecoin activity

Modern stablecoins function as dollar-pegged receipt tokens, but the market lacks transparency and unified access to yield strategies

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The Problem

🔒

Lack of Transparency

Current stablecoins operate as black boxes with hidden risk profiles and opaque yield generation

🔀

Fragmented Solutions

Yield vaults multiply token count without providing a unified access layer for users

⚠️

Risk Opacity

Users cannot assess or control their exposure to different yield strategies and risk levels

🚫

Missing Base Layer

No unified stablecoin layer that connects diverse yield strategies with user control

3

HIVE Solution

Single Token, Multiple Strategies

HIVE is a dollar-pegged token collateralized by USDC reserves, enabling users to allocate to curated yield-generating vaults with full transparency

🏦

USDC-Backed

Fully collateralized by USDC reserves for stability and trust

🎯

Curated Vaults

Permissioned registry vets yield strategies for risk management

🔄

Smart Routing

Automated collateral deployment and yield harvesting

💎

Staking Rewards

Harvested yield converted to HIVE staking rewards

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How HIVE Works

1

Deposit & Mint

User deposits USDC and mints HIVE tokens at 1:1 ratio

2

Allocate to Vaults

User allocates HIVE to selected curated yield vaults based on risk preference

3

Deploy Capital

Vault smart contracts deploy USDC into strategies (DeFi protocols, RWA, basis trades)

4

Harvest & Distribute

Generated yield is harvested, protocol fees applied, and converted to HIVE staking rewards

5

Competitive Landscape

Feature Delta-Neutral
(Ethena, Resolv)		 CDP-Based
(Sky, Maker)		 RWA-Backed
(Usual, Ondo)		 HIVE
Yield Source Basis/Funding Arbitrage Protocol-Driven Strategies Off-Chain Assets User-Selected Curated Strategies
Transparency ❌ Black Box ✅ Semi-Transparent ❌ Opaque Risk ✅ Fully Transparent
Risk Control ❌ Fragile, Unpredictable ❌ Protocol Decides ❌ Unknown Off-Chain ✅ User Chooses Risk Level
User Choice ❌ None ❌ Limited ❌ Limited ✅ Full Choice of Strategies
Composability ❌ Limited ❌ Limited ❌ Limited ✅ Seamlessly Composable
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Business Model

💰

Protocol Fees

Fees applied on generated yield across all vault strategies, creating sustainable revenue stream

🏛️

Governance Token

Used for coordination, voting, and ecosystem rewards distribution

📋

Registration Fees

Vault registration and curator access fees for quality control and platform sustainability

🤝

B2B Integration

Enterprise partnerships and white-label solutions for institutional clients

7

Market Timing

Market Catalysts

  • Stablecoin Growth: $220B+ market but lacks transparency
  • Vault Popularity: Yield vaults (Morpho, Superform) gaining rapid adoption
  • Infrastructure Gap: Missing unified base layer for stablecoin yield
  • User Demand: Professional investors want trusted UX with programmable yield

Competitive Advantages

  • Proven Team: 10+ years DeFi experience, $13M+ TVL launches
  • Risk Expertise: Deep understanding of DeFi composability and risk buffers
  • Battle-Tested: Applying lessons from successful previous launches
  • Architecture Focus: Purpose-built for ecosystem integration
8

Development Roadmap

Q3 2025

Private Beta Launch

Q4 2025

Public Mainnet Launch

Q1 2026

Scale & User Experience

Q2 2026

Decentralization

9

Team & Early Traction

👥 Founding Team

Proven Track Record

  • 10+ years combined fintech & DeFi experience
  • Successfully led $13M TVL launches on SEI and Ethereum
  • Strong network in DeFi ecosystem and institutional partnerships

🚀 Early Momentum

Validated Interest

  • Two experienced curators committed for beta testing phase
  • Strategic partnerships in development with major protocols
  • Technical architecture validated by leading DeFi builders
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Seed Funding Request

$2M Seed Round

To accelerate product development, security audits, and strategic partnerships

60%

Liquidity & Operations
Product development and operational expenses

20%

Strategic Partnerships
Business development and ecosystem integrations

10%

Security & Compliance
Audits and regulatory compliance

10%

Operations Fund
Team expansion and operational buffer

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Strategic Partnerships

🏛️

VCs & Investors

Seeking strategic introductions to DeFi-focused venture capital firms and crypto funds

🪙

Stablecoin Partners

Integration partnerships with major stablecoin issuers and DeFi protocols

🏢

Institutional Yield

Direct relationships with institutional yield providers and RWA partners

🔧

Infrastructure

Technical partnerships with leading DeFi protocols and yield aggregators

Seeking Introductions To:

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Our Vision

"The Morpho of Stablecoins"

Creating the foundational infrastructure layer that connects all yield-bearing stablecoins with full transparency, user control, and seamless DeFi composability

Market Position

  • First unified stablecoin layer with user-directed yield allocation
  • Bridge between traditional stablecoins and advanced DeFi strategies
  • Platform for institutional-grade yield management with retail accessibility

Long-term Impact

  • Democratize access to sophisticated yield strategies
  • Increase transparency in stablecoin yield generation
  • Enable seamless composability across DeFi protocols
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Thank You

Questions & Discussion

Ready to build the future of yield-bearing stablecoins?

Contact us

Email: yev@bhive.finance

App: bhive.finance

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